Established in 1997, Sound Financial Management Ltd, Sound Wealth Management and Sound Business Management have become one of the South West's leading firms of Independent Financial Advisers now managing over £230m of client funds.
Sweeping changes to private pension arrangements came into effect from April 2015 allowing savers far greater freedom over how they manage their pension fund post retirement.
This presents exciting new opportunities for creative financial planning as well as potential dangers investors need to be aware of - running out of money being the most serious.
Contact us if you would like more information on how the new legislation may affect you and look out for the client guides which will be appearing on our website soon.
This short video explains some of the changes in a simple jargon free way.
“We instructed the team at Sound Financial Management Ltd to implement our workplace pensions project at the end of 2015. They have been a very reliable team helping us with every step of the process.
By appointing an experienced 3rd party to help us with workplace pensions it has allowed us to do what we do best, to run our business effectively. The approach of the team, especially Jon Marshall has been without question second to none, we would have struggled without them”.
Rich Barnes, JEM Scaffolding Ltd
"I thoroughly enjoyed working with Chartered Financial Planner Simon Lake and his team at Sound Financial Management on our workplace pensions project in 2015. They provided clear guidance at every step of the way."
Martin Newman, Plymouth Highbury Trust
''Our thanks to Simon and Jon for helping us with our workplace pension duties. They showed us how to fully comply with the Pensions Regulator and also gave a useful presentation to our team so they could make an informed choice on their own pension scheme membership options. We would be happy to endorse their services to other employers approaching their staging dates."
Sue Watson, Sunnybanks Homes (SW) Ltd
"Simon and Jon worked closely with us to implement our workplace pensions project at the end of 2015; they helped us every step of the way and explained workplace pensions to all of our staff in a straightforward and engaging manner. I would not hesitate to recommend Sound Financial Management Ltd to other employers approaching their staging date."
Daryll Cain, Rodgman & Williams Ltd
Professional & Private Clients
With Sound Financial, Sound Wealth and Sound Business, our specialist teams offer expert investment, pension and wealth management advice.
Our aim is to work closely with clients to develop a full understanding of their concerns and aspirations and then build effective strategies to resolve and achieve them.
By developing this relationship we hope to ensure that as circumstances, needs and priorities change we are on hand to help manage these transitions positively and effectively.
What our clients are saying about us:
"I would like to take this opportunity to say that the quality of service offered by Sound Financial Management during our implementation of the Workplace Pension scheme is excellent….every aspect of their service has been beyond reproach and every member of staff has been courteous, polite and reliable".
Julie Orchard, Tellus Group
"Couldn't function without you".
Professor Philip Drew, BSc MBBS MD(Hons) MS FRCS(Eng) FRCS(Glasg) FRCS(Ed) FRCS(Gen)
"Jenny and I are grateful for your sound expert advice, which as always was very clearly explained. The performance of your recommended funds has been first class and we feel confident in your ongoing investment management, thank-you".
John and Jenny Waldron
“Sound Wealth have provided me with 'sound' advice on how to structure my business, tax affairs and personal finances for many years. I would recommend them to all my colleagues”
Dr Ian Geh MBBS MRCP FRCR Consultant Oncologist and Radiotherapist
“guided me into making the right choices and avoiding pitfalls.”
Mr Fuad Feddo, Ophthalmologist, Plymouth
“independent, sensible and appropriate advice at every stage and I will continue to use their services for years to come.”
Mr Ian Nugent FRCS (Orth) Consultant Orthaepedic Surgeon, Henley
“advice is first class”
Dr Paul McEleny, Cornwall
“relaxed, open and professional”
Dr Chris Hamilton, Consultant Clinical Psychologist, Partner, Outlook SW LLP
We offer a variety of financial and employee benefit solutions. We provide a personalised corporate advice service to employers on the full range of available employee benefits, including corporate pensions, group risk and flexible benefit schemes.
We recognise that people are the core asset of any business and our success has been achieved by taking time to really understand the messages employers want to communicate to their people. Our service ranges from designing specific benefit packages to ensuring existing schemes are competitively priced and communicated effectively. We provide regular employee presentations at client worksite locations which are very popular with both employers and their teams.
“a high quality service and a dedicated service team”
Peter Granados, Financial Director, Thrifty Car Rental
“I have dealt with Sound Financial for over ten years and have consistently found the service and quality of advice excellent. Its refreshing to deal with a company where time is taken to fully understand the needs of the customer before making suitable investment recommendations.”
Tim Briddon, Director, Touch Vision Systems
Our fees reflect the flexible and responsive nature of both our Corporate and Private Client Management Services.
All financial advisers who are regulated by the Financial Conduct Authority (FCA) to advise on pensions and investments must be fee based as of the 1st January 2013.
We welcome the change to a fee based industry as charges and service levels are clearly defined and transparent.
As fee based advisers we can offer you a choice of how you can pay our fees. You may prefer to pay our fees directly or alternatively these can be paid directly from your investment; this is called adviser charging.
This website aims to give you further information about
- our firm and our approach
- where to find us
- comprehensive generic information on financial products
- a range of useful calculators
- relevant financial news items, updated daily
- our own news
Just click on any of the above items, or on any of the tabs at the top, to access these sections.